Damned if you do...

And interest rates have risen again...stupid inflation. A member of the land barrons has taken a hit...the question is, "To lock, or not to lock." The mortgage on the house is dependent on the interest rate that we get and the rate has risen twice this week. Do we lock in the current interest rate, in fear of a continual ruse in interest rates...OR do we wait and gamble, hoping that the rate will fall before we close at the end of the month. After Robb enlightened me to why interest rates were rising, I don't know how good I feel about buying a Japanese car. But I really, really like my Civic. As a guy that doesn't like to take a lot of risk, I think I will lock in the rate that is current for fear of the rates rising yet again. With my luck, the rates will probably fall to a twenty-year low after we complete the final paperwork after we close.

The way economics function is a complete and utter mystery to me and the people that are able to understand how the global market, I envy. From what little I understand, it seems to me that the current global market can be likened to economic chaos theory. However instead of the butterfly and the hurricane, we can think of it in terms of consumers and recessions or stocks and affluence. Everything is interdependent. It is a domino effect of economics where a potato famine in Russia increases the price of Finnish vodka.

This can also be applied to the outcome of human behavior. Psychoanalysts such as Sigmund "Sometimes a cigar is just a cigar" Freud believed that maladaptive human behavior can be traced back to a developmental hang up from our childhoods. He outlined critical stages of development that, if we were to not meet that developmental milestone, we would be stuck in that particular stage until we were adults. He believed that this was the cause of neuroses in the human mind. While his views and ideas, in their application, were quite extreme (specifically in their interpretation of sexuality), I think the overall gist is probably true. I believe in the intrinsic goodness of people. I don't think that anyone is born evil, or good for that matter. However, I am not a full supporter of nurture. I think that there are innate tendencies for each person based on genetic makeup, but these tendencies do not solidify a person's future. For example, children of alcoholics may have a genetic predisposition to become alcoholics themselves, but that doesn't condemn them to a life of AA meetings and 12 step programs. And these people that use their parents as an excuse for their problems can piss off, life doesn't owe you anything because of how you were raised. It's time people started standing up and taking responsibility for themselves. (Kindly stepping down from my soapbox)

It seems like I am contradicting myself, I know. On one hand I am saying that your childhood does bear weight on your outcome as an adult, but I am also saying that you can't use what happened to you as an excuse. What I am trying to say is that nowadays, shitty things happend to a lot of people when they are growing up, some may lose a friend or a parent, some are abused and neglected, God forbid they are sexually abused, but we all make decisions on what we know is right and wrong. Just make sure you make more of the former than the latter.